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We knew when we started Assurance Banc Corp that we would be competing
against many other lending institutions. We also knew that many of these
institutions were not acting in the borrower's best interest and at times
practiced predatory lending practices. We decided that we needed to educate
people about the entire process.
Because
we know the business.
We have over thirty years of mortgage lending experience. As an Ohio
company, we know and understand each community and all the various markets.
Our experience includes all the various loan products AND the ins and
outs of the underwriting. We can avoid or at least anticipate most of
the areas and issues that could be problems and have you ready to deal
with them.
Come to us before you find a realtor and we'll help you save money. You'll
be able to find out for which loan you are eligible from the get-go.
Because we're ethical.
"Bait and switch" is a common practice in the mortgage business.
We've seen it all before; you see a rate advertised and find out this
rate is not even available, or has so many stipulations that no one would
really apply for it. We're committed to making sure that we educate you
how to avoid this happening to you. We provide all the necessary disclosures
and relevant information that you need to know. We'll show you our credentials;
we suggest you ask everyone you consider doing business with to do the
same - for your own protection.
Just ask us, we'll tell you if you're getting the best deal even from
your existing lender.
Because we educate you.
We have close to thirty years experience in the mortgage business. We
have access to all of the latest information. We'll share with you all
of the information we know and hold your hand every step of the way. We
want to make this easy for you, with no surprises.
Because we shop the lenders for
you.
We have competitive rates and fees on any mortgage we make. We're brokers;
we work with between 10 and 15 lenders at any given time. We do the
work for you by qualifying your mortgage loan with one of those 10 to
15, or even from specialized lenders who can meet your needs.
Because we don't put
you in loans that don't make sense.
If refinancing a loan will cost you more than it will save you, or if
it does not make financial sense, we won't do it. We're committed to
putting you in the loan that fits your individual needs.
Because we stay with you even
after the sale.
You usually never hear from your lender after you close your loan. We're
different. We stay with you, even after closing. We send you periodic
reminders, mail copies of your appraisal, track your ARM renewal, drop
your PMI and watch the interest rates for you. Need a financial advisor?
We'll give you a list of reputable ones. We're available as a resource
for all of your financial needs.
We welcome you to browse through our site and find out more about us.
We're committed to being a resource to all of our customers-even after
closing the loan.
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