ASSURANCE BANC CORP PRIVACY POLICY

At Assurance Banc Corp, we are serious about your financial privacy.
During the course of processing your application, we accumulate nonpublic financial information from you and from other sources regarding your income, your assets, and your credit history. This allows a lender to make an informed decision about granting you credit. We restrict access to non-public personal information about you to only those employees who need to know that information to provide products or services for you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We do not sell any information you provided to anyone, and we do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

• Information we receive from you on forms, via the Internet, by telephone or otherwise. Examples of this type of information include your name, address, social security number, credit history and other financial information.
  
• Information we receive from a consumer-reporting agency, such as information relating to your creditworthiness, your credit score and credit usage.
  
• Information from third parties to verify information you have given us.
  

We may share all the information that we collect, as described above, for the following purposes:

• To provide you with the products and services you have requested.
  
• To offer you additional products and services from us or from others, that may be of interest to you.
  
• To comply with reporting and other legal requirements.
  
• To otherwise conduct business.

We are permitted by law to share all the information we collect, as described above, with (1) companies that perform marketing services on our behalf and (2) with other financial institutions with which we have joint marketing arrangements.

We may also share all information we collect, as described above, with other nonaffiliated third parties as permitted by law for (1) fraud, security or risk control, (2) document preparation services, (3) credit reporting agencies, (4) quality control services, (5) other mortgage lenders to whom we refer your files for approval.

The privacy policy of the lender who purchases your loan may be different than ours. By law, your new lender must provide you with their policy at closing or loan purchase and then annually thereafter.

Any questions can be directed to our Compliance Officer at 614-791-0880 or 866-997-7283